iM Lao Non-Deposit Taking Microfinance Institution Co., Ltd. (abbreviated as iMMC, formerly DGB Lao Non-Deposit Taking Microfinance Institution Co., Ltd.) is a limited liability company established in 2024 as a joint venture between iM Lao Leasing Co., Ltd. and iM Capital Co., Ltd. The ownership structure comprises 99% held by iM Lao Leasing and 1% by iM Capital.

     iM Lao Leasing Co., Ltd. (iMLC) ranks among the top four leasing companies in Laos and operates as a subsidiary of iM Capital, headquartered in the Republic of Korea. Since its inception in 2016, iMLC has specialized in providing financing for both new and used automobiles, as well as heavy construction machinery, serving customers nationwide.

     iM Capital Co., Ltd. is a subsidiary of the iM Financial Group, a diversified financial conglomerate in Korea comprising ten subsidiaries:

• iM Bank
• iM Capital
• iM Securities
• iM Life
• iM Asset Investment & Management
• iM U Pay
• iM DS
• iM Credit Information
• iM Investment Partner
• Newsy Stock
• iM Investment Asia

     The group’s core business spans facility leasing, installment financing, automotive finance, corporate and personal loans, and financing for emerging technologies. Guided by the motto “Growing Together with the Customer,” iM Capital is committed to becoming a global leader in capital services.

     Leveraging iM Capital’s extensive financial expertise and iMLC’s deep local market knowledge, iMMC is dedicated to delivering high-quality financial solutions tailored to the needs of customers in Lao PDR. Our offerings include a diverse range of loan products designed to support individuals and businesses alike.

     With a streamlined lease application process, rapid approval timelines, and flexible payment options—combined with exceptional customer service and a team of highly qualified professionals—iMMC is poised to become a leading national financial institution with regional influence, committed to responsible growth and long-term impact.